A council home is a type of public housing in the United Kingdom that is created by local governments. A council estate is a housing complex that includes council dwellings as well as other facilities such as schools and stores. Local design differences existed, although all followed to local government building regulations. They were built in response to poor conditions in many slums and workhouses across Britain at this time.
The term "council house" has now been adopted by other countries around the world. In Australia, for example, they are called State Housing Authority (SHA) homes. In New Zealand, they are called KiwiBuild homes.
In North America, they are usually referred to as social housing or public housing. However, they do not follow any single standard architecture but rather tend to be designed by local authorities under their guidelines and preferences. The majority are low-rise buildings with small courtyards or gardens. They can also be high-rise if required by local planners.
In South Africa, they are called Section 25 houses after the section of the Social Security Act that authorized their creation.
In India, they are called Jawahar Lal Nehru (JLN) houses in memory of its first prime minister. The JLN houses were developed by various states across India under their JJ Hill States Scheme.
The city hall-managed program provides rental units to low-income residents. The stock consists of three main types of buildings: high-rise apartments, stacked townhouses, and maisonettes.
High-Rise Apartments: These are individual apartments within a building that can be as high as five stories or more. They usually contain from one to four bedrooms, depending on the size required by the government agency managing the program. Residents often share common areas such as laundry rooms and dining rooms. High-rise apartments are best for single parents with small children, or two married people who don't want to be too far apart. They're also good for people who work at nearby offices; you get your own space, but you might not have much privacy if you work during business hours.
Stacked Townhouses: Like high-rise apartments, these are also individually owned homes within a building. However, they are only two stories high instead of five. This makes them easier to sell if the owner decides to move away. Also like high-rise apartments, residents often share common areas.
The biggest distinction between a council and a housing association home is the sort of tenancy agreement you will sign. Housing associations primarily employ Assured Tenancy Agreements, although councils frequently use Secure Tenancy Agreements. This means that your rights to each property are slightly varied. However, it is important to note that both types of tenancy will include guarantees on the quality of the accommodation and the maintenance of common areas.
Another difference between a council and a housing association home is how they are financed. While housing associations usually rely on member contributions and government grants, local authorities can only raise money by increasing your property tax bill. This means that if the association or council goes bankrupt, you could be left with a debt on your house.
Finally, housing associations often have a community focus while local authorities tend to provide more general social services such as care for elderly people or disabled individuals.
In conclusion, there are advantages and disadvantages to living in a housing association or local authority home. If you want to know which would be best for you, it's important to consider your personal circumstances like income, benefits, and whether or not you need help with everyday costs.